Money options when traveling is an important issue to get organised before heading away . It pays to do your homework by researching options and the bank fees associated. Whether you use credit, debit or travel cash cards, you should be aiming for cards that give you the least amount hassle combined with the lowest fees and charges. Use a combination of methods to be on the safe side. Nothing worse than an atm swallowing up your card and having no other choices.
We chose a master and visa credit card as well as debit cards. It goes without saying , memorise you pin number and don't tell anyone! Looked into cash card but fees were much the same as credit/ debit cards and you need internet access to top card. Great idea for European travel but not so for Central and Sth America. Cash cards only have EURO, GBP, USD, AUD, NZD, THB, CAD HKD and YEN currencies so that meant we would have had to pay cross currency fees in many places.
We chose a master and visa credit card as well as debit cards. It goes without saying , memorise you pin number and don't tell anyone! Looked into cash card but fees were much the same as credit/ debit cards and you need internet access to top card. Great idea for European travel but not so for Central and Sth America. Cash cards only have EURO, GBP, USD, AUD, NZD, THB, CAD HKD and YEN currencies so that meant we would have had to pay cross currency fees in many places.
In some countries, the visa would work not the master or vica versa and sometimes only debit card. Smart idea is to take some universal USD with you as it can be exchanged at all international airports. Ensure USD currency is not older than 2008 as a lot of countries will not accept older notes.
We registered with secure sentinel to protect all our cards, passports etc. That way if something is lost or stolen you only have to contact one person to organise cancellation and renewal of missing items. www.securesentinel.com.au or phone 1800022043
Miscellaneous safety travel tips.
Keep cards and cash in a separate place, we always worked out how much cash we would use for the day and kept that in a small wallet to carry around . Always sort money in private and lock valuables in a safe when available.
Use a money belt, pacsafe handbag and RFID wallet.
Set up global roaming for emergency purposes.
Make sure the ATM you are using is an actual bank ATM, and when you enter your pin, be sure that there is nobody who can observe.
Skimmers; they are out to steal your identity – they've gone as far as putting little webcams at the ATM's focused on the keys so that they can gain your PIN and card number.
Cover keys when entering information, and don't use the ATM if you see someone close by, or notice anything unusual.
Skimmers; they are out to steal your identity – they've gone as far as putting little webcams at the ATM's focused on the keys so that they can gain your PIN and card number.
Cover keys when entering information, and don't use the ATM if you see someone close by, or notice anything unusual.
Being safe is much better tha being sorry!
Money money money; life is sunny in a rich man's world!
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